When most people of credit cards, they paying high finance charges. Who really wants to pay two or three times the cost of an item by making monthly payments.The right credit card is used correctly, though, it can actually help you pay off your existing mortgage or build up credits to help you pay for your future.

Advisors are nearly always rewarded via commission although in some cases  commission may be expressed in notional terms to justify a salary.

Financial advisors, especially in situations where there is perceived bias toward certain products which offer high commission.

Multi-tied advisor must recommend the most appropriate financial product available to him or her to suit their clients needs even if a more appropriate product is available in the market place.